We are like you guys GF. I have an auto deduct of 35% from the gross of my paycheck that goes into my 457. (My city matches 3.8% of my gross) My wife does the same. If it sits in the checking acct. I get tempted to eat out or buy another moto or gun. So we invest that too as soon as we get it so out of sight out of mind.
We only spend $ when we go on vacation but then we save $ in our savings acct specifically for it. Also we have a credit card we use for everything and always pay off that gives us airline miles. We have flown for zero dollars out of pocket all over.
We suffer for our wants. If you want nothing then life become clear and easy.
this is easier said than down. I want a Ducati V4 S Street Fighter. I will stick with my 3 older bikes.
SOOOOO SEXY! SOOOO FAST!